Services & Practice Areas
Downtime & Loss of Use Claims for Truckers
A downtime or loss-of-use claim helps truck owners recover income lost when their vehicle is out of service due to an accident they didn’t cause. It goes beyond repair costs by covering lost revenue and business disruptions during that time, which is especially important for owner-operators and small fleets whose income depends on their equipment.
Diminished Value Claims
A diminished value claim allows vehicle or equipment owners to recover the loss in market value after an accident, even if repairs are completed. Because buyers and dealers typically pay less for vehicles with an accident history, this claim covers the difference between the pre-accident value and the reduced value after repairs.
Fleet Subrogation Services
Fleet subrogation services help commercial fleets recover all costs after an accident caused by another party by pursuing reimbursement from the at-fault driver or their insurance. These services go beyond basic repairs by covering losses like downtime, rental expenses, diminished value, and other operational costs, while handling the full claims process—from investigation to negotiation—so businesses can recover more money and stay focused on operations.
Insurance Subrogation for Insurance Companies
Insurance subrogation for carriers allows insurance companies to recover the money they paid on a claim by pursuing the at-fault party or their insurer. After compensating their insured, the insurer steps in to seek reimbursement for damages like repairs, downtime, and related losses, ensuring the responsible party ultimately bears the cost. This process helps reduce financial losses for insurers and prevents unfair premium increases.
Revoked Trucking Authority
A revoked trucking authority claim helps carriers recover income and business losses when their operating authority is shut down—often due to insurance company or agent errors, not the carrier’s fault. When authority is revoked, trucks stop running, loads are canceled, and revenue is lost, but if the issue was caused by improper filings or administrative mistakes, the affected business may be able to recover downtime losses, expenses, and other financial damages from the responsible party.
Captive Insurance Loss Recovery
Captive insurance loss recovery helps trucking companies in captive or self-insured programs recover financial losses from at-fault parties after an accident. Even within a captive structure, businesses can still claim damages like downtime, diminished value, and out-of-pocket expenses, ensuring those costs don’t impact the captive’s reserves or loss history. This process protects profit margins, improves future premiums, and strengthens the overall financial performance of the captive program.
Black Car & Limousine Accident
Limousine and black car loss claims help operators recover income and business losses when a vehicle is out of service after an accident they didn’t cause. Since these vehicles rely on reservations and contracts, downtime can lead to canceled bookings, lost revenue, and client disruption. These claims cover property damage, loss-of-use income, and even diminished value, using records like bookings and past earnings to prove the full financial impact.
Helping Trucking Businesses
Recover After an Accident
Since 2005, Eckert & Associates, PA has supported truck drivers, owner-operators, and fleets in recovering lost income and property damage from accidents they didn’t cause. As specialists in downtime claims—not a general personal injury firm—they understand the trucking industry and work to secure the full compensation their clients are entitled to.
Start Your Downtime Claim Today
If your commercial vehicle was involved in a not-at-fault accident, you may be entitled to recover lost income, property damage, and loss-of-use compensation. Eckert & Associates, P.A. specializes exclusively in commercial vehicle and trucking claims. We’ll evaluate your case at no cost and handle the process from documentation through negotiation—so you can focus on getting back on the road.