Downtime, Lost Revenue, Loss of Revenue, Loss of Use, Lost Income, and Business Interruption Losses are terms often intermingled within the insurance industry. When rolling assets are not moving, income is not being produced. Owner operators, whether truckers, wreckers, rideshare or delivery drivers, lose income while equipment is sitting still. However, their businesses continue to have fixed expenses. Owner-operators, motor carriers, and fleets who lose the use of their vehicles following an accident are stripped of their income-making capacity, playing havoc with their livelihood and bottom line profit. Large losses of revenue add up quickly.