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Blog2018-07-27T16:44:51-04:00

Depositions

Being deposed is not for the faint-of-heart and should be taken very seriously.  As I’ll explain, a deposition can cost you your case as a plaintiff or defendant and cost you your job and career as an expert witness.  Even as “just” a witness, a deposition can set you up for a perjury charge. A consumer [...]

Motor Carriers: Qualification of Commercial Drivers

One of the many obligations required of motor carriers is to ensure drivers are qualified to operate the commercial motor vehicle they operate.  The purpose of commercial drivers' qualification is to protect the traveling community which shares the roads with professional drivers. The Driver Qualification File serves as the foundation of proof of qualification of a [...]

Transportation Times Newsletter: Second Quarter 2019

In this issue of Transportation Times, we discuss the Mid-America Trucking Show.  Kelsea explains how self-insured fleets can leverage outside help to recover on claims already paid.  In addition, learn more about our staff and upcoming events.  Click the link below to read the newsletter in full. https://www.downtimeclaims.com/wp-content/uploads/2019/06/2019-2nd-Quarter-Newsletter.pdf

Secrets about Insurance Claims: What They Don’t Want You to Know

After an accident that’s not your fault, you should file a claim with the bad driver’s insurance company. When you file a claim with this insurance company, your claim will be assigned to an insurance adjuster (the adverse adjuster).  That adjuster’s main goal involves saving their company money.  You should be aware of how they operate [...]

Self-Insured Fleets: Your Claims Department Can Effectively Recover from Other Parties

Is your fleet considering becoming self-insured? If already self-insured, is your claims department successfully recovering from at-fault parties? Many trucking fleets become self-insured to lower insurance costs.  The self-insured retention (amount of loss the company covers directly) plays an important part of a fleet’s risk management plan. However, not every fleet handling their own subrogation does [...]

Authority Revoked Due to Your Insurance Company’s Error?

Many Owner operators and small trucking companies have had their authority revoked through no fault of their own. When a business owner pays their insurance premium on time, but their insurance company fails to file the proper documents with FMCSA, the business owner typically loses the authority to operate. Without the authority to operate, the business [...]

What is the Department of Insurance? How Can It Help Me?

Each state has an agency to regulate and police that state’s insurance industry. This agency is called the Department of Insurance, Division of Insurance, Insurance Bureau, or something similar. Each state’s Department of Insurance “DOI” protects the public interest and ensures the fair and equitable treatment of the insurance consumer. Each DOI also confirms insurance carriers [...]

Maximize Recovery of Your Business Hurricane Claims

Has your business lost money due to a natural disaster? Did Hurricane Irma, Hurricane Florence or Hurricane Michael affect your bottom line? Have you considered filing a claim with your insurance company for your lost income? If you have a downtime endorsement on your policy, you may have coverage. Businesses cannot run without electrical power. When [...]

CAREFUL WHAT YOU SIGN! Signing a Release After a Trucking Accident

A bad driver hits your rig. You file a claim with his insurance company. They say you have to sign a release before they’ll pay you. You’re tempted, but our trucking attorneys encourage you to be very cautious! There are many potential pitfalls to signing a release or cashing a check with any type of release [...]

Know Your Insurance Coverage

Being your own boss can be the American dream. As an independent driver, this dream comes with the costs and responsibilities of operating a business. You manage equipment leases, maintenance, fuel, tolls, recordkeeping, accounting, taxes, insurance, and so on. The array of this responsibility can be dizzying. This article will focus on insurance coverage for small [...]

Steps to Take If You Are In an Accident Part 4

Subrogation lawyers are trained to handle the negotiations and litigation with the adverse party and their insurance company. If you hire an attorney to help you, these are some of the items they may ask you to provide. In order to avoid delays in resolving your case, be sure to provide all documents requested at the [...]

Steps to Take If You Are In an Accident Part 3

Finally, once you leave the scene the steps you take in the days after the trucking accident should include the following: File a claim with the other driver's insurance company if the other driver has not done so. Have a copy of the police report and any other documents relating to the accident in front of [...]

Steps to Take If You Are In an Accident Part 2

The steps you can take at the time of a trucking accident and at the site are very important: After verifying all individuals involved in the accident are okay and dialing 911 if necessary, focus on the property damage, i.e. the damages to your vehicle and the other vehicle(s).Take as many pictures as you can of [...]

Steps to Take If You Are In an Accident Part 1

You've driven your truck for eight years without an accident. Last December, out of the blue, another vehicle sideswipes you and causes $15,000.00 in damage to your tractor.  You drive highly specialized equipment and you suddenly find yourself down for two weeks. What do you do? The steps in protecting yourself and your trucking business actually [...]

Our Visit to Florida State College at Jacksonville’s Cecil Campus

Our Staff and Joe Lackey of CDL Program Florida State College at Jacksonville The staff of Eckert & Associates, P.A. visited the CDL training program at Florida State College at Jacksonville, Cecil Campus, this week.  We had the wonderful opportunity to meet Joe Lackey, the Instructional Program Manager. He gave us a guided tour [...]

What If the Other Side Doesn’t Believe They’re at Fault and Won’t Fix Your Truck?

Every Case has two steps: 1 - Proving liability (the other side is a fault), and 2 - Proving damages (your losses). If the other side doesn't believe they are responsible, they aren't going to pay for your repairs. In order to get rolling again, you might consider paying for your own repairs or filing a [...]

Downtime Claims for the Owner Operator- Don’t Leave Money on the Table After an Accident

You're properly parked at a rest stop and WHAM! Some new driver takes out the front of your cab while trying to park his rig.  With a sick feeling in your stomach, you know you're going to be down for quite a while and it's gong to cost you a lot of money. Everything starts out [...]

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