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Insights from an Affordable Truck Insurance Lawyer on Downtime Claims

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trucking downtime calculation

Why Depreciation Should Not Be Deducted in a Trucking Downtime / Loss of Use Calculation

When doing a trucking downtime calculation claim, depreciation is a non-cash expense—a tax tool. Depreciation is not a variable operating expense. Depreciation should not be deducted when determining a trucking business’s actual lost income due to a downtime claim. When commercial equipment is damaged and taken out of service, its owner continues to incur certain […]

your right to recover downtime

Downtime Claims for Owner Operators: Your Truck Was Hit, Now What?

You called 50 law firms. Every single one asked the same question: “How were you injured?” You weren’t injured. Your truck was. And now it’s sidelined in a shop while your loan payment comes due, your insurance premium hits, and your income has completely stopped. Sound familiar? Your Right to Recover Downtime This is the […]

truck hit downtime operations

Truck Accident Claims: If It’s Not in Writing, It Never Happened

You’ve done everything right after the truck accident. You called the insurance company. You got estimates. You’re calling rental places looking for equipment. You’re following up with the repair shop every other day. But can you prove it? Five years from now, you’re sitting in a courtroom. The defense attorney asks what you did after […]

Holiday Hazards for Truckers: Why December Accidents Cost More — and How to Protect Your Downtime

The holiday season is the busiest and riskiest time of year for truckers. Freight rates climb, delivery windows tighten, and more cars flood the highways as families hit the road for travel. For many drivers and small trucking businesses, December is their highest-earning month. And that’s exactly why an accident right now hurts more than […]

Dashboard camera recording a semi truck on the road, with an inset of guest author Ryan McDonald and text about dash cam benefits for truckers, presented by a law office.

How Dash Cameras Save Fleets and Owner-Operators Money and Speed Up Settlements

For fleet owners and independent operators, every mile driven represents both opportunity and risk. Accidents, false claims, and insurance disputes can quickly eat into profits. One small device, however, is helping fleets and owner-operators protect themselves and their bottom line — the dash camera. Proving You Weren’t at Fault When an accident happens, it’s often your […]

A white semi-truck is parked at a loading dock outside a warehouse, with business and legal service information overlaid in text.

Your Truck Is a Business — Just on Wheels

You Have the Right to Recover Lost Income After an Accident A car came speeding down the road, hit a curb, and flipped right into the lobby of Dr. Lauren’s dental office. Thankfully, no one was hurt — but the lobby was a mess. After assessing the damage, the contractor estimated repairs would take about […]