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What Truckers Should Remember When Dealing with the At-Fault Party’s Insurance

Know Your Rights After an Accident

When an accident isn’t your fault, the at-fault driver’s insurance company should step up and pay your reasonable expenses and losses. However, many truck drivers quickly learn the process isn’t that simple. Insurance adjusters focus on protecting their company’s money, not your livelihood.

Why Truckers Struggle With At-Fault Insurance Companies

If you’re facing a denial, delay, or low-ball offer from an insurance company, here are some key things to remember:

  • Denial of Coverage Doesn’t Mean the End
    Insurance companies may claim they don’t owe you for repairs or lost income. With the right documentation and legal help, a claim can often be challenged successfully and the liability decision changed.
  • Delays Are a Common Tactic
    If the insurance company’s adjuster is dragging his or her feet on paying your property damage and downtime claim, understand this is a strategy. Some adjusters play a waiting game to pressure you into taking an unfair offer.
  • Lowball Offers Are Standard
    Adjusters often undervalue repair times, diminished value, and downtime losses. Their first offer is rarely their best. Don’t accept it or sign a release without getting advice from someone who knows insurance claims and trucking law.
  • You Don’t Have to Go It Alone
    A trucking attorney can help calculate your rightful losses and successfully negotiate on your behalf.

Fight for Every Penny You’re Owed

If the at-fault party’s insurance isn’t offering what you deserve, don’t settle prematurely. Call 1-800-DOWNTIME or visit DowntimeClaims.com today for a free consultation. We help truckers get full compensation—repair costs, downtime, diminished value, and all the hidden losses.

At Eckert & Associates, PA, we specialize in helping truckers recover lost income from downtime and other accident-related expenses. Don’t let the insurance company control the outcome—get the legal help you need to protect your livelihood.