Know Your Rights After an Accident
When an accident isn’t your fault, the at-fault driver’s insurance company should step up and pay your reasonable expenses and losses. However, many truck drivers quickly learn the process isn’t that simple. Insurance adjusters focus on protecting their company’s money, not your livelihood.
Why Truckers Struggle With At-Fault Insurance Companies
If you’re facing a denial, delay, or low-ball offer from an insurance company, here are some key things to remember:
- Denial of Coverage Doesn’t Mean the End
Insurance companies may claim they don’t owe you for repairs or lost income. With the right documentation and legal help, a claim can often be challenged successfully and the liability decision changed. - Delays Are a Common Tactic
If the insurance company’s adjuster is dragging his or her feet on paying your property damage and downtime claim, understand this is a strategy. Some adjusters play a waiting game to pressure you into taking an unfair offer. - Lowball Offers Are Standard
Adjusters often undervalue repair times, diminished value, and downtime losses. Their first offer is rarely their best. Don’t accept it or sign a release without getting advice from someone who knows insurance claims and trucking law. - You Don’t Have to Go It Alone
A trucking attorney can help calculate your rightful losses and successfully negotiate on your behalf.
Fight for Every Penny You’re Owed
If the at-fault party’s insurance isn’t offering what you deserve, don’t settle prematurely. Call 1-800-DOWNTIME or visit DowntimeClaims.com today for a free consultation. We help truckers get full compensation—repair costs, downtime, diminished value, and all the hidden losses.
At Eckert & Associates, PA, we specialize in helping truckers recover lost income from downtime and other accident-related expenses. Don’t let the insurance company control the outcome—get the legal help you need to protect your livelihood.
Kelsea Eckert enjoys helping clients resolve their insurance and downtime claims. She is active in the trucking community and is always willing to speak with groups about transportation topics.
Kelsea was raised in the Bloomington, Illinois area and has practiced law since 1988. She lives in Florida and Kentucky, representing clients across the United States.
Over the years, she has written numerous books, including: The Illinois Legal Filing Directory, Small Claims Court Without a Lawyer, How to Form Your Own Corporation, Getting Paid in Full, Lawsuits of the Rich and Famous, and Selling Internationally, Without a Product.
Kelsea regularly speaks at trade shows, podcasts, and radio shows on transportation issues. She writes articles for newsletters, magazines and the Eckert & Associates, PA blog. Some of her writings and interviews are available on Transport Topics, Landline Media, Expediters Online, Service Truck Magazine, and other transportation media networks.
Kelsea attended Illinois State University and University of Georgia during her undergraduate years. She graduated from Southern Illinois University School of Law. She is a member of the Illinois Bar and Florida Bar.
Kelsea is on the board of the Transportation Club of Jacksonville as the Driver Advocate Chair. She is involved in her community through volunteering, and she and her husband have two amazing children.