Articles
Insights from an Affordable Truck Insurance Lawyer on Downtime Claims

Downtime Claims for Owner Operators: Your Truck Was Hit, Now What?
You called 50 law firms. Every single one asked the same question: “How were you injured?” You weren’t injured. Your truck was. And now it’s sidelined in a shop while

Truck Accident Claims: If It’s Not in Writing, It Never Happened
You’ve done everything right after the truck accident. You called the insurance company. You got estimates. You’re calling rental places looking for equipment. You’re following up with the repair shop

Holiday Hazards for Truckers: Why December Accidents Cost More — and How to Protect Your Downtime
The holiday season is the busiest and riskiest time of year for truckers. Freight rates climb, delivery windows tighten, and more cars flood the highways as families hit the road

How Dash Cameras Save Fleets and Owner-Operators Money and Speed Up Settlements
For fleet owners and independent operators, every mile driven represents both opportunity and risk. Accidents, false claims, and insurance disputes can quickly eat into profits. One small device, however, is

Your Truck Is a Business — Just on Wheels
You Have the Right to Recover Lost Income After an Accident A car came speeding down the road, hit a curb, and flipped right into the lobby of Dr. Lauren’s

Thinking About Getting Your Own Authority? Here’s What to Know
You earned your CDL, gained experience as a company driver, and leased your truck to a carrier. Now you’re considering getting your own authority, so let’s pause and consider this

What to Do When Your Insurance Agent Fails to Process Your Premium Payment
When an insurance agent’s premium payment failure occurs, the consequences for truckers can be severe. Missed filings may lead to revoked authority, downtime, and significant financial losses. Many drivers assume

What to Do When Your Insurance Company Fails to File Required FMCSA Forms
Last month, Mark received a call that changed everything: brokers told him his company no longer had the authority to haul loads. Despite diligently paying insurance premiums for years, FMCSA’s

My Trucking Authority Got Revoked – Now What?
Losing your trucking authority can be financially devastating. In fact, whether due to insurance lapses, compliance issues, or paperwork errors, a revocation by FMCSA shuts down your ability to haul.

Hidden Revenue for Fleets: Are You Leaving Money on the Table?
Fleet margins are tighter than ever. At the recent North Carolina Management Conference, industry leaders shared sobering insights: operating margins are shrinking across every segment. Rebecca Brewster of ATRI presented

Trucking’s Legal Storm: Why Compliance Isn’t Enough Anymore
The transportation industry is the backbone of our economy, and its scale proves it. In 2023 alone, preliminary figures from the American Trucking Associations (ATA) show the industry nearly grossed

What Happens After the Sale? How to Sell Your Trucking Business Without Losing Your Legacy
The Hardest Part of Letting Go I remember the morning of our change of command ceremony. It was the day I would officially hand over the reins of Chargin’ Company,

I’m a Truck Driver Who Was Hit in an Accident—What Can I Recover?
When a truck driver‘s accident compensation claim arises, the financial impact can be overwhelming. Repairs, missed loads, and out-of-pocket expenses add up quickly. The good news: depending on where the

First Party Breach of Contract: Protecting Truckers from Their Own Insurance Companies
What Is a First-Party Breach of Contract? Fleets big and small rely on their insurance companies and agents to do one essential thing: handle paperwork correctly. When an agent fails

When a Tow Damages Your Semi: What Every Trucker Should Know
Breaking down on the side of the road is stressful enough for anyone, but a semi driver has additional concerns with deadlines and cargo attached. Imagine this: You’re the owner

What Truckers Should Remember When Dealing with the At-Fault Party’s Insurance
Know Your Rights After an Accident When an accident isn’t your fault, the at-fault driver’s insurance company should step up and pay your reasonable expenses and losses. However, many truck

Legal Help for Truckers Losing Income Through No Fault of Their Own
What Qualifies as No-Fault Income Loss Your rig has been sidelined by an accident you didn’t cause. It’s in the shop, loads are passing you by, and your income is

When Insurance Won’t Pay What’s Fair
For truck drivers, every day on the road means income. But when insurance won’t pay trucking claims after an accident, the financial hit adds up fast. Repairs, leases, office expenses,

Legal Help for Truck Drivers Who Can’t Work After an Accident
It happened in a split second. A teenage driver, distracted by their phone, blew right through a stop sign. The collision wasn’t violent—thankfully, no one was hurt—but the impact left

When a Truck Parking Lot Accident Shuts Down Heavy Haul Operations
Independent truckers know the value of every mile. For oversized and heavy haul, the stakes are even higher. Experienced and professional heavy haul truckers have highly specialized equipment, strict timelines
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