Secrets about Insurance Claims: What They Don’t Want You to Know

By |2019-04-11T16:58:44-04:00April 15th, 2019|Downtime|

After an accident that’s not your fault, you should file a claim with the bad driver’s insurance company. When you file a claim with this insurance company, your claim will be assigned to an insurance adjuster (the adverse adjuster).  That adjuster’s main goal involves saving their company money.  You should be aware of how they [...]

Auto Haulers: Special Considerations for Accident Claims

By |2019-03-25T17:26:48-04:00April 1st, 2019|Downtime|

A teenage driver is playing on his phone while speeding down the highway.  He swerves into your auto hauling trailer as well as the expensive Mercedes loaded on the back. Not only do you have to get your trailer fixed, you have to handle the damage to the Mercedes. Auto haulers face this added stress.  [...]

Self-Insured Fleets: Your Claims Department Can Effectively Recover from Other Parties

By |2019-03-25T16:01:07-04:00March 25th, 2019|Fleets|

Is your fleet considering becoming self-insured? If already self-insured, is your claims department successfully recovering from at-fault parties? Many trucking fleets become self-insured to lower insurance costs.  The self-insured retention (amount of loss the company covers directly) plays an important part of a fleet’s risk management plan. However, not every fleet handling their own subrogation [...]

The Myth of Rear-End Accidents

By |2019-03-06T14:05:19-04:00March 15th, 2019|Downtime|

The Myth Have you heard that when you rear-end another vehicle, it’s automatically your fault?  Many people believe this to be true. In fact, many of our trucking clients think there is nothing that can be done if they rear-end another vehicle.  However, truckers should know there’s more to the matter. The Facts In many [...]

Have You Heard of the MCS-90 Endorsement?

By |2018-06-06T07:03:31-04:00July 10th, 2017|Downtime|

Sometimes a client is hit by a truck with no insurance coverage.  While it is often difficult to get paid in this situation, there may be a viable "deep pocket" option through the MCS-90 Endorsement. Have you heard of the MCS-90 Endorsement? What is the MCS-90 Endorsement? The MCS-90 is an endorsement on an insurance [...]

What If the Other Side Doesn’t Believe They’re at Fault and Won’t Fix Your Truck?

By |2018-06-06T07:03:31-04:00June 21st, 2017|Downtime|

Every Case has two steps: 1 - Proving liability (the other side is a fault), and 2 - Proving damages (your losses). If the other side doesn't believe they are responsible, they aren't going to pay for your repairs. In order to get rolling again, you might consider paying for your own repairs or filing [...]

Downtime Claims for the Owner Operator- Don’t Leave Money on the Table After an Accident

By |2018-06-06T07:03:32-04:00June 20th, 2017|Downtime|

You're properly parked at a rest stop and WHAM! Some new driver takes out the front of your cab while trying to park his rig.  With a sick feeling in your stomach, you know you're going to be down for quite a while and it's gong to cost you a lot of money. Everything starts [...]